The Economic Literacy® Program is divided into four age-appropriate components:
I. She's on the Money SM (ages 6-8)
II. Dollars Sense and Me SM (ages 9-11)
III. Equal Earners, Savvy Spenders SM (ages 12-14)
IV. Futures and Options SM (ages 15-18)
The activities in this exciting and important curriculum go beyond basic instruction about finance. They also benefit girls by teaching:
- Responsibility: Teaching girls to spend, save, and share money wisely
- Independence : Providing girls with the tools and knowledge to build self-confidence and become self-reliant
- Values: Helping girls clarify what is important for them and how to invest their time and resources in what they identify as valuable
- Culture: Examining how girls' attitudes, opinions and knowledge of money are gained through significant adults in their lives
- Politics: Examining how economic decisions are made in our political system
- History: Teaching girls the history of women's attitudes toward money
- Justice: Providing information to help fight for economic equity for girls and women
As a result of their participation in such a vital program:
- Girls learn to perceive banks as a safe place to deposit money and a place where their money can grow through interested
- Girls demonstrate how to write a check and explain how a checking account works
- Girls distinguish appropriate and risky uses of credit and loans
- Girls weigh risks versus returns for investments ranging from certificates of deposits and bonds to lotteries
- Girls understand that their economic decisions affect others
- Girls consider price, quality, and other salient issues, including whether they need a particular good or service in the first place, when shopping
- Girls show how progressive and flat tax rates work and implications of each
- Girls identify some ways in which taxes are paid and what tax revenue is used for
- Girls gain the ability to advance arguments supporting and opposing free-trade policies in the global economy
Girls articulate workers' rights that are protected by law and identify gaps in legal protection for all or some workers.
